PRIVATE MONEY LENDING · NATIONWIDE — OFFICES IN SAN DIEGO & BOCA RATON

Capital for people who build.

Private money and construction financing for developers, builders, and investors — from a lending team that develops, too. We underwrite like builders because we are builders.

EXPLORE LOAN PROGRAMS TALK TO A LOAN OFFICER

COMMERCIAL REAL ESTATE · CONSTRUCTION · PRIVATE MONEY · FIX & FLIP · BRIDGE · RESIDENTIAL

FIND YOUR PROGRAM

Find your program

Tell us what you’re building. Pick the program that fits your project, and we’ll pick up the conversation from there.

Commercial Real Estate Loans Commercial Construction Business Operating Lines and Loans Private Money Commercial Real Estate Loans Private Money Construction Loan Fix and Flip Loans Bridge Loans Secured Lines of Credit Residential Mortgages

DISCUSS YOUR PROJECT

No program selected yet — or start with the office line: 858-951-3143.

ABOUT PACIFIC WEST

A lender built by developers

Pacific West Finance & Development Co, Inc. is a private money lender lending nationwide, with offices in San Diego and Boca Raton. We serve builders, developers, and investors who need a lender that thinks like a builder.

That changes how a loan gets underwritten. We read a set of plans the way a builder reads them, and we move at the pace of a project — not a committee.

Builder’s perspective on every file

Underwriting that starts from the project, not just the paperwork.

Direct access to the decision-makers

You talk to the principals — Dave and Humberto — not a call center.

Lending nationwide, two offices

We lend everywhere — with offices in downtown San Diego and Boca Raton, Florida.

$1B+
IN LOANS BROKERED
2007
FOUNDED
Nationwide
LENDING
2 Offices
SAN DIEGO · BOCA RATON

MEET THE TEAM

Our People

David Kassler

PRESIDENT & LEAD COMMERCIAL BROKER

David founded Pacific West Finance & Development Company in 2007 after years as a top mortgage producer in San Diego. With 25+ years of experience, his detailed analysis and strategic structuring of each request have led to thousands of successful transactions throughout the country.

Reach Dave directly: 612-269-3355

Kerry Seabrook

BROKER

Thania Rhodes

EXECUTIVE ASSISTANT

Humberto Perez

COMMERCIAL LOAN OFFICER

Commercial loan broker, loan analyst and realtor, since 2021.

BRE #01821738 · NMLS #1054658

LOAN PROGRAMS

Financing for every stage of the project

Nine programs covering the full life of a deal — acquisition, construction, and stabilization.

01

Commercial Real Estate Loans

Debt and equity for commercial real estate acquisition and refinancing.

DISCUSS A PROJECT →

02

Commercial Construction

Construction loan programs for commercial property types — ground-up and rehab.

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03

Business Operating Lines and Loans

Business operating capital loans and lines of credit — plus mergers & acquisitions.

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04

Private Money Commercial Real Estate Loans

Bank financing and private money / hard money loans for commercial real estate investors.

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05

Private Money Construction Loan

Private money lending for incomplete construction projects — completion loans for projects that need to get finished.

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06

Fix and Flip Loans

For investors acquiring and rehabilitating investment properties for resale — purchase plus rehab financing.

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07

Bridge Loans

Short-term financing to acquire a property quickly with a clear exit strategy.

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08

Secured Lines of Credit

Personal and business secured lines of credit and term loans.

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09

Residential Mortgages

Construction loans — rehab or ground-up, one-time close — jumbo loans, and HELOCs.

DISCUSS A PROJECT →

FINANCE TOOLS

Run the numbers before you call

Running the numbers is the fastest way to frame a conversation. Pick a calculator below — fix & flip, construction, bridge, DSCR, blended rate, or a plain loan payment — and see where a deal lands.

Every project prices differently.

When you’re ready for numbers on an actual deal, bring us the project and we’ll work it with you directly.

TALK THROUGH A DEAL →

Loan Payment Calculator Fix & Flip Calculator Construction Loan Calculator Bridge Loan Calculator DSCR Calculator Blended Rate Calculator

Loan Payment Calculator

Enter your own figures — the payment updates as you type.

Per Installment
$438.71
Total you will repay
$10,529.13
Total Interest of the loan
$529.13

For illustration only, using figures you enter. It is not a quote, an offer, or a commitment to lend. See the full finance tools →

OUR OFFICES

Lending nationwide — offices in San Diego and Boca Raton

We lend everywhere. Our two offices are in San Diego and Boca Raton — wherever your project is, we can help.

San Diego office

CALIFORNIA

San Diego Office

501 West Broadway, Suite 800
San Diego, CA 92101

Boca Raton office

FLORIDA

Boca Raton Office

680 NE Marine Drive
Boca Raton, FL 33431

TRACK RECORD

Recent Deals Closed

Recently funded transactions from across our loan programs.

Rancho Santa Fe

RESIDENTIAL MORTGAGES

$4,499,000

La Jolla

REFI CASH OUT

$2,650,000

Rancho Santa Fe

GROUND UP CONSTRUCTION LOAN

$5,000,000

Walnut Creek, CA

GROUND UP CONSTRUCTION COMPLETION LOAN

$5,000,000

CONTACT

Start a conversation

Bring us the project — the address, the plan, and where you are in it. You’ll talk with a principal, not a call center.

OFFICE

858-951-3143

Fax 858-951-3009

DAVID KASSLER

PRESIDENT & LEAD COMMERCIAL BROKER

612-269-3355

Cell — call or text

HUMBERTO PEREZ

COMMERCIAL LOAN OFFICER

619-664-5966

Cell — call or text

Prefer to write it down? Use the contact form on our Contact page →